Terms of Service

Last updated: July 12, 2026

1. What this service is

ONE CLICK P&L (the "Service") converts bank statement PDFs you upload into draft financial reports. The Service produces automated estimates.

2. Not accounting, tax, or legal advice

Reports are drafts generated by software, derived from a single bank account statement. They are not GAAP financial statements, not bookkeeping, and not accounting, tax, investment, or legal advice. No accountant-client relationship is created by using the Service. Always review outputs with a licensed professional before relying on them.

3. Your content

You keep ownership of the statements you upload and must have the right to upload them. You grant us the limited license needed to process them into reports for you. Anonymous reports are accessible to anyone who has the report link — share links carefully, or create an account to attach reports to your login.

4. Accuracy

Automated extraction and categorization can be wrong or incomplete. You are responsible for reviewing every transaction and the resulting reports. The Service is provided "as is" without warranties of any kind, and to the maximum extent permitted by law our total liability is limited to the amount you paid for the Service in the 12 months before the claim.

5. Payments

Paid features (when enabled) are billed through Stripe. Credits are consumed when a report is finalized and are non-refundable once consumed, except where required by law.

6. Acceptable use

Don't upload documents you have no right to process, attempt to breach other users' data, or abuse the Service (rate limits apply). We may suspend accounts that do.

7. Changes and contact

We may update these terms; material changes will be posted here. Questions: contact us via the site.